In recent years, fund investment has been very popular. Xiaobai, who has no investment experience, has begun to enter the fund market boldly. Many people think that the risk of fund investment is small. In fact, it depends on which fund is invested. From 2022 to the present, the fund market is green. Many people feel that they have been “deceived”, and the risk of feeling the fund for the first time is not small. Is it risky to buy a mutual fund? How to control risk?
(1) Market risk of fund investment
Any investment has market risks. If someone says that investment funds can make steady profits, it must be a scam. What is meant by market risk? Including policy risk, economic cyclical fluctuation risk, interest rate risk, purchasing power risk, exchange rate risk, etc. At present, interest rate policies and economic fluctuation risks are affecting the price of funds. The economic expectations are pessimistic, and the overall fund market performance is dismal. Under the current background, choosing two-way trading products will have more profit opportunities, such as spot gold, and trading in micro-spread accounts can also reduce costs.
(2) Technical risk of fund investment
Is buying a fund risky? Technical risk refers to the risk that the fund subscription and redemption cannot be completed within the normal time limit due to abnormal situations in the technical support system or information network support. In fact, this situation rarely occurs. Choosing some large fund companies can reduce technical risks. Generally, large fund investment platforms have better technical support systems.
(3) Fund investment management risks
Fund investment is actually handing over money to fund managers for management. Different managers have different investment levels, methods and techniques, which will affect the fund’s returns. When choosing a fund, investors should compare different fund brokers, look at their performance and investment style, and choose a manager that suits them to better grasp profit opportunities.
Is buying a fund risky? How to control risk? Different fund products have different risks. Generally, there are market risks, technical risks and investment management risks. Only by grasping the risks in the transaction can you grasp the returns. If you do not want to invest in one-way products, two-way trading of spot gold is also a good choice.
